music humor

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>>>>> "caryle" == caryle clear <cpcj@sprynet.com> writes:

    caryle> | Q. What do you call a musician that does not have a wife
    caryle> or a | girlfriend?  | A. Homeless.

    caryle> Not so if they apply themselves!  What ever happens when a
    caryle> musician marries another musician?  They open a music
    caryle> studio out of their home and rake in the big bucks
    caryle> (lessons run from $15-35/hour).  You can work for two or
    caryle> three days a week each, 8 hours a day, and have *plenty*
    caryle> of money.

    caryle> Anneliese Senior Music major (Vocal performance) at Xavier
    caryle> University, Cincinnati, Ohio.

Lets see here...  

2 days at 8 hours/day for 2 people at $35/hr = $56000.00 before taxes

figgure 30% taxes, federal, state, and local, leaves $39200.00

Mortgage= $800*12 = 9600	leaves 29600
2 car payments at 400 each	leaves 20000
car insurance at 600/yr/car	leaves 18800
health insurance 600/month	leaves 11600
tithes at 10%			leaves  7680
offerings at 5%			leaves  9640
clothes at $1500/yr each	leaves  6640
groceries at $100/week		leaves  1440
electricity $100/mon		leaves   240
gas $50/mon			leaves  -360
water $40/mon			leaves  -840
telephone $40/mon		leaves -1320

Plenty of money?  I think you better reconsider and work more days of
the week!  I know $56K sounds like a lot to a graduating college
student, but I used to live in Northern Kentucky, and $50K is cutting
it rather tight to raise a family comfortably nowdays.  Notice I did
not allow for vacations, car repairs, house repairs, savings, etc.
Now, if such a couple lives in an apartment and never has kids, then
maybe, but how do you run a music studio in an apartment?  Also, such
a studio implies business liability insurance, advertising expense,
etc. not to mention musical instruments, recording equipment, etc.

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